About Us

Fire Districts of New York Mutual Insurance Company was founded in 1978 by a group of Fire Districts for the purpose of providing superior claims service to Volunteer Fire Service in New York.
In addition, FDMNY provides the maximum benefits allowable under New York State Volunteer Firefighter Benefit Law/New York State Workers' Compensation Laws, to our firefighters, both volunteer and paid and district personnel. Since VFBL and WC is our only line of business we bring a level of expertise to our policyholders second to none.

We believe that the last thing our brave firefighter/EMS personnel should have to worry about in their time of need, is their insurance coverage. FDM provides coverage based upon 100% earning capacity for all its members policyholders.

We are experienced, responsive and here to process claims promptly, professionally, and keep your injured personnel and organization up to date on the status of claims. The seats on FDM's Board of Directors are, filled by both Fire District Officers from the fire districts we insure and outside directors. These Fire District directors and Outside directors ensure that we are focused on providing service to our volunteers.

As a mutual company, we are owned by our policyholders, Working through the agent of your choice we would be more than happy to provide you with a no obligation quote. Just click on the Request A Quote link from the services tab. Or if you prefer, you or your agent can contact us at 1-888-314-3004 and ask for the underwriting department.

Committed to protecting
the volunteer firefighter community