AM Best has affirmed the A- (Excellent) Financial Strength Rating of Fire Districts of New York Mutual Insurance Co., Inc. (FDM). The rating action, effective Sept. 30, 2026, marks the sixth consecutive year FDM has held an A- (Excellent) Financial Strength Rating. The outlook is Stable.
AM Best’s Financial Strength Rating is an independent opinion of an insurer’s ability to meet its ongoing insurance obligations. The A- rating carries a descriptor of Excellent. AM Best’s analysis considers balance sheet strength, operating performance, business profile, and enterprise risk management.
“Financial strength matters because our member policyholders depend on us to be there when a firefighter is injured,” said Roy Denny, FDM’s executive vice president and chief operating officer. “We’re proud to have maintained an A- (Excellent) Financial Strength Rating for six consecutive years, and we remain focused on the specialized coverage, responsive claims service, and support New York’s fire service expects from FDM.”
FDM specializes in coverage under the Volunteer Firefighters’ Benefits Law and New York State Workers’ Compensation Law, supported by claims service tailored to the fire service. As a mutual insurer, FDM serves member policyholders across New York State. To learn more, visit fdmny.com.
Rating effective Sept. 30, 2026. For the latest Best’s Credit Rating, visit ambest.com.
ABOUT FDM: Founded in 1978, Fire Districts of New York Mutual Insurance Co., Inc. (FDM) is a New York mutual insurer specializing in Volunteer Firefighters’ Benefits Law and workers’ compensation coverage for the fire service. FDM provides claims service, loss control, and safety resources for member policyholders across New York State. Learn more at fdmny.com.
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