Paid Fire Employees

Workers' Compensation for paid employees in the fire service

Workers’ compensation insurance is mandatory for most employers of one or more employees. This includes paid employees in the fire service employed by fire districts and fire departments. Coverage is provided for a variety of job classifications such as paid firefighters, mechanics, drivers, custodians, clerical, etc.

It protects employers from liability for on-the-job injury or illness and provides the following:

  • Payment of medical services needed to treat on-the-job injuries or illness
  • Temporary payments to the employee to help replace lost wages
  • Payments to the employee to compensate for permanent effects of the injury
  • A death benefit for the employee’s survivors in the event of a fatal injury
  • Legal representation for the employer by the insurance carrier
  • Protection for the employer against most lawsuits for on-the-job injuries/illnesses


If you have any questions regarding the preparation of claim forms, please contact:

Claim Department
1 Blue Hill Plaza
PO Box 1609
Pearl River, NY 10965
Phone: 888-314-3004 | Fax: 845-352-2022