Fire Districts of New York Mutual Insurance Co., Inc. (FDM) has once again earned an “A-” (Excellent) Financial Strength Rating (FSR) and an “a-” Long-Term Issuer Credit Rating (ICR) from AM Best. The reaffirmation, effective Oct. 8, 2025, marks the fifth consecutive year that FDM has maintained its Excellent rating — continuing a legacy of […]
All
- All
- Bulletins
- Coverage/Policy Updates
- Health & Safety
- Industry Updates
- Podcasts
- Recruitment
- Uncategorized
- Updates to Laws/Acts
2026 Fire District Budgets: Important Dates & Steps
We’re quickly approaching the time where next year’s budgets are determined and approved. Please see below for important dates and steps to take during your 2026 budget planning. On or before Sept. 20 | Adopt proposed budget for 2026 Oct. 1-6 | Post notice of budget hearing on fire district website & signboard (if district maintains a […]
Local Fire District Leader Lands a Strategic Role at FDM
Stephan J. Petras, a seasoned Fire District Manager and lifelong emergency services professional, has formally joined Fire Districts of New York Mutual Insurance Company (FDM). With more than three decades of leadership in New York’s emergency services and special district systems, Petras brings a unique blend of operational expertise, strategic insight, and a deeply rooted […]
Protecting Those Who Protect Us: Understanding VFBL & Workers’ Compensation
As the fire season heats up and calls for service remain constant, it’s a perfect time to shine a spotlight on the vital, yet often unsung, insurance coverage that protects a very special group of New Yorkers: our volunteer firefighters. Here at FDM, we’ve had the honor of proudly insuring New York State’s volunteer firefighters […]
Blood Pressure: The Silent Threat
Every day, you face dangers most can only imagine, and these can lead to health risks. High blood pressure, the “silent killer,” is a stealthy adversary that silently chips away at your health and your ability to serve. This is a serious concern for your readiness. As the backbone of emergency response, you embody strength. […]
Beyond the Blaze: Prioritizing Your Mental Health
Firefighters, you stand together on the front lines, facing danger daily, yet the unseen battles within can weigh just as heavily. Mental health is crucial for your well-being, and it’s time to bring it into the light, especially given the unique traumas you witness — loss and suffering that leave lasting marks — compounded by […]
Video Resources
Guides & Manuals
Best Practices for Preventing Firefighter Cancer
Changes to the Experience Rating Program Explained
Fire Service
Behavioral Health
Management Guide
Exposures to Carcinogens