Taking good care of your volunteers and employees and maximizing your department’s finances are critical to your success. It is important to understand the “Pros and Cons” of whether to choose a self-insurance program or insurance through Fire Districts of NY Mutual Insurance Co., Inc. (FDM) for Volunteer Firefighters’ Benefits Law (VFBL) and Workers’ Compensation […]
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Important Update Regarding Your VFBL Policy for 2025
We’ve got great news for Fire Districts of NY Mutual Insurance Co., Inc. (FDM) policyholders: Effective Oct. 1, 2024, you and your members will benefit from more competitive rates and lower VFBL (Volunteer Firefighters’ Benefits Law) premiums.* That’s right; thanks to your efforts on health and safety, our policyholders’ claim experience is excellent and improving! […]
Six Ways to Be a More Heart-Healthy Firefighter this Year
Cardiovascular disease is the number-one killer of firefighters nationwide and is by far the leading cause of line-of-duty deaths in the fire service. According to the International Association of Firefighters, more than 12 percent of all firefighters will develop heart disease at some point in their lives. Even young and healthy firefighters suffer from hardened […]
Creating a Health & Wellness Program for Your Department
Firefighting is a demanding occupation. Considerable physical fitness and mental fortitude are required to perform an array of challenging tasks. The public belief is that firefighters, career or volunteer, inherently possess physical fitness attributes and mental resilience that allow them to perform their duties with energy and efficiency. Unfortunately, this perception doesn’t always match reality […]
10 Ways Firefighters Can Support Their Own Mental Health
Firefighting is a stressful occupation. Working in unpredictable and hazardous environments takes a physical toll. Difficult calls, variable duty schedules, working in close proximity with others who may or may not be personally compatible – all of these things contribute to stress that, if not well managed, can lead to significant issues for both physical […]
Fire Districts Mutual of New York Maintains AM Best Rating for Third Consecutive Year
Fire Districts of New York Mutual Insurance Co. Inc. (FDMNY), has maintained its AM Best “A-” rating in the Financial Strength and Long-Term Issuer Credit Rating categories for the third consecutive year. “AM Best has assigned a Financial Strength Rating of ‘A-’ (Excellent) and a Long-Term Issuer Credit Rating of ‘A-’ (Excellent) to FDMNY. The […]
New medical bill review & pharmacy benefits management vendor
As a reminder, Fire Districts of NY Mutual Insurance Co. has established a new partnership for medical bill review and pharmacy benefits management. Beginning September 1, 2023, FDMNY has transitioned these services to ManageAbility, Inc. for medical bill review and Prodigy Care Services, LLC for pharmacy benefits management. Each applicable fire district should have received […]
Video Resources
Guides & Manuals
Best Practices for Preventing Firefighter Cancer
Changes to the Experience Rating Program Explained
Fire Service
Behavioral Health
Management Guide
Exposures to Carcinogens