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The Risks of Self-Insured Pools

Self-Insuring for Workers’ Compensation has always been an option for New York businesses. If a business did not wish to purchase coverage from a traditional insurance carrier or the State Insurance Fund, employers had the option to either self-insure individually or join together with other like businesses and operate as a group self-insured trust. These …

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Lung Cancer Coverage

There have been questions raised recently regarding Lung Cancer being covered under VFBL, specifically, Section 11-c. Currently, there are 2 sections to 11-c, one addresses lung cancer, the other, newer one, addresses HIV. As it stands now, the section reads as follows: “ VFBL Section 11-C provides a presumption that any condition or impairment of …

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Public Safety Officer’s Benefits Act

In addition to the state benefits under the Volunteer Firefighters Benefit Law, the federal government now provides a death benefit (annually adjusted every October for Consumer Price Index” to the surfing dependents of paid and volunteer firefighters, as well as law enforcement officers, who die from an injury sustained while in the performance of their …

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New York State Workers’ Compensation Law

(Fire Districts Only) This section applies to Fire Commissioners and all paid employees of a fire district, including paid firefighters, secretaries, etc. Report Accidents, Injuries, Death To file a Workers’ Compensation claim, several forms may be necessary. Please report claims by filing all applicable forms with FDM and the New York State Workers’ Compensation Board. …

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Volunteer Firefighters’ Benefit Law

QUESTIONS & ANSWERS What are the benefits under the Volunteer Firefighters’ Benefit Law?All active volunteer members of a fire company or fire department of a county, city, town, village or fire district are eligible for weekly cash payments, medical, podiatry, chiropractic, rehabilitative and hospital care furnished during periods of disability resulting from injury “in the …

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New Law Change: Increase in Benefits

As of January 1, 2017 the NYS Workers’ Compensation Board approved an increase in benefits for Volunteer Firefighters and Volunteer Ambulance Workers with permanent total disability from $400 to $600 per week. This is the first increase for volunteers since 1998. Fire Districts Mutual Insurance of New York acted on the law change immediately with …

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Dangerous Opiate

On Sunday, March 12, 2017 Long Island’s Newsday published an article entitled “Bracing for Deadly Drug to Hit LI”. Below is an excerpt from the article for your information. The emphasis was not part of the original statement. “Carfentanil is 100 times stronger than fentanyl, the most powerful opiate available for use in medical treatment, …

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