Coverage/Policy Updates

NY Volunteer Fire Departments Gear Up for Annual Recruitment Weekend

Coverage/Policy Updates, Industry Updates, Recruitment / By

Volunteer fire departments across New York State will open their doors and fire truck bays to local residents during the weekend of Saturday, April 26 and Sunday, April 27 as part of the fourth annual RecruitNY statewide volunteer firefighter recruitment effort.  RecruitNY is designed to help increase volunteer membership which has suffered over the last …

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Volunteer Firefighting & “Junior Firefighters”: What Your Department Should Know*

Coverage/Policy Updates / By

Perhaps no other area of the fire service law has more misconceptions and greater pitfalls than the sponsoring of youth programs within a volunteer fire department. This article is the first of a two-part series intended to identify and explain the differences in the types of youth programs recognized in the volunteer fire service in …

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NEW EMFs for all NYS Employers (2023)

Coverage/Policy Updates, Industry Updates, Updates to Laws/Acts / By

We have an important insurance update to share regarding all Workers Compensation and/or Volunteer Firefighter Benefits Law (VFBL) policyholders in New York State. This applies to all insurance companies and providers doing business in New York State. The New York Compensation Insurance Rating Board (NYCIRB) has implemented a new calculation this year to determine the …

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Important announcement regarding your workers compensation and VFBL coverages relating to the Covid-19 virus

Coverage/Policy Updates / By

Fire Districts of New York Mutual Insurance Company (FDM) is committed to our insureds and providing Workers Compensation (W/C) and Volunteer Firefighters Benefit Law (VFBL) coverage needed not only difficult times like this, but every day. Our policies cover for exposure to infectious diseases to any of your members who respond to a call your …

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Lung Cancer Coverage

Coverage/Policy Updates / By

There have been questions raised recently regarding Lung Cancer being covered under VFBL, specifically, Section 11-c. Currently, there are 2 sections to 11-c, one addresses lung cancer, the other, newer one, addresses HIV. As it stands now, the section reads as follows: “ VFBL Section 11-C provides a presumption that any condition or impairment of …

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