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Safety Survey

A few years ago we conducted a Safety Survey of our customers and compared our overall claims costs with the results of the survey. What we learned was that one of the greatest factor’s in reducing injuries was the resultant of having an effective Health and Safety Officer. Here are some helpful articles on Health […]

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Important announcement regarding your workers compensation and VFBL coverages relating to the Covid-19 virus

Fire Districts of New York Mutual Insurance Company (FDM) is committed to our insureds and providing Workers Compensation (W/C) and Volunteer Firefighters Benefit Law (VFBL) coverage needed not only difficult times like this, but every day. Our policies cover for exposure to infectious diseases to any of your members who respond to a call your

Important announcement regarding your workers compensation and VFBL coverages relating to the Covid-19 virus Read More »

Lung Cancer Coverage

There have been questions raised recently regarding Lung Cancer being covered under VFBL, specifically, Section 11-c. Currently, there are 2 sections to 11-c, one addresses lung cancer, the other, newer one, addresses HIV. As it stands now, the section reads as follows: “ VFBL Section 11-C provides a presumption that any condition or impairment of

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New York State Workers’ Compensation Law

(Fire Districts Only) This section applies to Fire Commissioners and all paid employees of a fire district, including paid firefighters, secretaries, etc. Report Accidents, Injuries, Death To file a Workers’ Compensation claim, several forms may be necessary. Please report claims by filing all applicable forms with FDM and the New York State Workers’ Compensation Board.

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Volunteer Firefighters’ Benefit Law

QUESTIONS & ANSWERS What are the benefits under the Volunteer Firefighters’ Benefit Law?All active volunteer members of a fire company or fire department of a county, city, town, village or fire district are eligible for weekly cash payments, medical, podiatry, chiropractic, rehabilitative and hospital care furnished during periods of disability resulting from injury “in the

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