Written by FDM EVP/COO Roy Denny for Fire News What VFBL Insurance Does Volunteer firefighters in New York are protected under the Volunteer Firefighters’ Benefit Law (VFBL). Your fire district or municipality is required to provide this coverage. In many ways, VFBL functions like workers’ compensation—providing protection for volunteer firefighters who are injured or become […]
Winter brings a unique set of challenges for New York’s volunteer fire service. Whether operating at structure fires in sub-zero temperatures or responding to emergencies on snow- and ice-covered terrain, the demands placed on firefighters are significant. Preparing your members for these conditions requires more than operational training—it calls for a comprehensive approach to wellness,
Proactive Winter Readiness: Strengthening Firefighter Health, Safety, and Resilience Read More »
Fire Districts of New York Mutual Insurance Co., Inc. (FDM) has once again earned an “A-” (Excellent) Financial Strength Rating (FSR) and an “a-” Long-Term Issuer Credit Rating (ICR) from AM Best. The reaffirmation, effective Oct. 8, 2025, marks the fifth consecutive year that FDM has maintained its Excellent rating — continuing a legacy of
FDM Maintains “Excellent” A- Rating From AM Best for 5th Consecutive Year Read More »
We’re quickly approaching the time where next year’s budgets are determined and approved. Please see below for important dates and steps to take during your 2026 budget planning. On or before Sept. 20 | Adopt proposed budget for 2026 Oct. 1-6 | Post notice of budget hearing on fire district website & signboard (if district maintains a
2026 Fire District Budgets: Important Dates & Steps Read More »
Stephan J. Petras, a seasoned Fire District Manager and lifelong emergency services professional, has formally joined Fire Districts of New York Mutual Insurance Company (FDM). With more than three decades of leadership in New York’s emergency services and special district systems, Petras brings a unique blend of operational expertise, strategic insight, and a deeply rooted
Local Fire District Leader Lands a Strategic Role at FDM Read More »
As the fire season heats up and calls for service remain constant, it’s a perfect time to shine a spotlight on the vital, yet often unsung, insurance coverage that protects a very special group of New Yorkers: our volunteer firefighters. Here at FDM, we’ve had the honor of proudly insuring New York State’s volunteer firefighters
Protecting Those Who Protect Us: Understanding VFBL & Workers’ Compensation Read More »
Every day, you face dangers most can only imagine, and these can lead to health risks. High blood pressure, the “silent killer,” is a stealthy adversary that silently chips away at your health and your ability to serve. This is a serious concern for your readiness. As the backbone of emergency response, you embody strength.
Blood Pressure: The Silent Threat Read More »
Firefighters, you stand together on the front lines, facing danger daily, yet the unseen battles within can weigh just as heavily. Mental health is crucial for your well-being, and it’s time to bring it into the light, especially given the unique traumas you witness — loss and suffering that leave lasting marks — compounded by
Beyond the Blaze: Prioritizing Your Mental Health Read More »
FDM’s very own EVP/COO Roy Denny did a quick interview with Fire News & The Firehouse Podcast at the 2025 Long Island Metro Fire/EMS Expo, check it out!
Roy Denny Interview with Fire News Read More »
FDM has established a new partnership for medical bill review and pharmacy benefits management. Beginning May 1, 2025, FDM has transitioned these services to Rising Medical Solutions, Inc. for medical bill review and Cadence Rx for pharmacy benefits management. Recognizing the need for consistent and effective service, FDM is implementing a new medical bill review
Medical bill review & pharmacy benefits management vendor transition Read More »
