A few years ago we conducted a Safety Survey of our customers and compared our overall claims costs with the results of the survey. What we learned was that one of the greatest factor’s in reducing injuries was the resultant of having an effective Health and Safety Officer. Here are some helpful articles on Health […]
Fire Districts of New York Mutual Insurance Company (FDM) is committed to our insureds and providing Workers Compensation (W/C) and Volunteer Firefighters Benefit Law (VFBL) coverage needed not only difficult times like this, but every day. Our policies cover for exposure to infectious diseases to any of your members who respond to a call your
Self-Insuring for Workers’ Compensation has always been an option for New York businesses. If a business did not wish to purchase coverage from a traditional insurance carrier or the State Insurance Fund, employers had the option to either self-insure individually or join together with other like businesses and operate as a group self-insured trust. These
The Risks of Self-Insured Pools Read More »
There have been questions raised recently regarding Lung Cancer being covered under VFBL, specifically, Section 11-c. Currently, there are 2 sections to 11-c, one addresses lung cancer, the other, newer one, addresses HIV. As it stands now, the section reads as follows: “ VFBL Section 11-C provides a presumption that any condition or impairment of
Lung Cancer Coverage Read More »
In addition to the state benefits under the Volunteer Firefighters Benefit Law, the federal government now provides a death benefit (annually adjusted every October for Consumer Price Index” to the surfing dependents of paid and volunteer firefighters, as well as law enforcement officers, who die from an injury sustained while in the performance of their
Public Safety Officer’s Benefits Act Read More »
(Fire Districts Only) This section applies to Fire Commissioners and all paid employees of a fire district, including paid firefighters, secretaries, etc. Report Accidents, Injuries, Death To file a Workers’ Compensation claim, several forms may be necessary. Please report claims by filing all applicable forms with FDM and the New York State Workers’ Compensation Board.
New York State Workers’ Compensation Law Read More »
QUESTIONS & ANSWERS What are the benefits under the Volunteer Firefighters’ Benefit Law?All active volunteer members of a fire company or fire department of a county, city, town, village or fire district are eligible for weekly cash payments, medical, podiatry, chiropractic, rehabilitative and hospital care furnished during periods of disability resulting from injury “in the
Volunteer Firefighters’ Benefit Law Read More »
As of January 1, 2017 the NYS Workers’ Compensation Board approved an increase in benefits for Volunteer Firefighters and Volunteer Ambulance Workers with permanent total disability from $400 to $600 per week. This is the first increase for volunteers since 1998. Fire Districts Mutual Insurance of New York acted on the law change immediately with
New Law Change: Increase in Benefits Read More »
