The American Relief Act (H.R. 10545) has been making headlines, but what does it actually mean for New York’s first responders, particularly our fire departments? While the Act primarily focuses on disaster relief and agriculture, there are some important provisions that offer short-term support to those on the front lines of emergencies. Keeping the Lights […]
American Relief Act: Short-Term Relief for New York’s Bravest Read More »
Great news for New York’s first responders! The Social Security Fairness Act (H.R. 82) has been signed into law, bringing significant and well-deserved benefits to our firefighters, police officers, and other public servants. This new law eliminates two unfair provisions that have historically reduced the Social Security benefits of those who dedicated their careers to
A Win for New York’s Bravest: The Social Security Fairness Act Read More »
Watch Coffee with Commissioners here Do you know what to do when someone gets hurt? It can be overwhelming and stressful when one of your own experiences a serious injury; the process will go MUCH smoother if you’re prepared and informed. That’s why FDM’s very own EVP & COO, Roy Denny, joined the Association of
FDM’S Roy Denny On AFDSNY’s Coffee With Commissioners Read More »
Fire Districts of New York Mutual Insurance Co., Inc. (FDM) has earned the prestigious Demotech Stakeholder Team Accomplishment Recognition (STAR) Award in the State Specialist category. This award marks the first time that FDM has earned this honor. “We are thrilled to be one of the select companies receiving this recognition for our ability to
Volunteer Firefighters’ Benefits Law (VFBL) is statutory law in New York and specifies coverage and compensability for active member volunteer firefighters while performing firefighting activities “in the line of duty.” Ultimately, VFBL is administered by the New York Workers’ Compensation Board. VFBL is subject to all rules, regulations, and claims administration processes as mandated by
Workers’ Compensation for Other Volunteers – Not Applicable to Volunteer Firefighters Read More »
Fire Districts of New York Mutual Insurance Co., Inc. (FDM) has maintained its AM Best “A-” rating in the Financial Strength and Long-Term Issuer Credit Rating categories for the fourth consecutive year. “AM Best has assigned a Financial Strength Rating of ‘A-’ (Excellent) and a Long-Term Issuer Credit Rating of ‘A-’ (Excellent) to FDM. The
Taking good care of your volunteers and employees and maximizing your department’s finances are critical to your success. It is important to understand the “Pros and Cons” of whether to choose a self-insurance program or insurance through Fire Districts of NY Mutual Insurance Co., Inc. (FDM) for Volunteer Firefighters’ Benefits Law (VFBL) and Workers’ Compensation
Self Insurance Vs. FDM: What are the Advantages? Read More »
We’ve got great news for Fire Districts of NY Mutual Insurance Co., Inc. (FDM) policyholders: Effective Oct. 1, 2024, you and your members will benefit from more competitive rates and lower VFBL (Volunteer Firefighters’ Benefits Law) premiums.* That’s right; thanks to your efforts on health and safety, our policyholders’ claim experience is excellent and improving!
Important Update Regarding Your VFBL Policy for 2025 Read More »
Cardiovascular disease is the number-one killer of firefighters nationwide and is by far the leading cause of line-of-duty deaths in the fire service. According to the International Association of Firefighters, more than 12 percent of all firefighters will develop heart disease at some point in their lives. Even young and healthy firefighters suffer from hardened
Six Ways to Be a More Heart-Healthy Firefighter this Year Read More »
Firefighting is a demanding occupation. Considerable physical fitness and mental fortitude are required to perform an array of challenging tasks. The public belief is that firefighters, career or volunteer, inherently possess physical fitness attributes and mental resilience that allow them to perform their duties with energy and efficiency. Unfortunately, this perception doesn’t always match reality
Creating a Health & Wellness Program for Your Department Read More »
