Taking good care of your volunteers and employees and maximizing your department’s finances are critical to your success. It is important to understand the “Pros and Cons” of whether to choose a self-insurance program or insurance through Fire Districts of NY Mutual Insurance Co., Inc. (FDM) for Volunteer Firefighters’ Benefits Law (VFBL) and Workers’ Compensation […]
Self Insurance Vs. FDM: What are the Advantages? Read More »
We’ve got great news for Fire Districts of NY Mutual Insurance Co., Inc. (FDM) policyholders: Effective Oct. 1, 2024, you and your members will benefit from more competitive rates and lower VFBL (Volunteer Firefighters’ Benefits Law) premiums.* That’s right; thanks to your efforts on health and safety, our policyholders’ claim experience is excellent and improving!
Important Update Regarding Your VFBL Policy for 2025 Read More »
Cardiovascular disease is the number-one killer of firefighters nationwide and is by far the leading cause of line-of-duty deaths in the fire service. According to the International Association of Firefighters, more than 12 percent of all firefighters will develop heart disease at some point in their lives. Even young and healthy firefighters suffer from hardened
Six Ways to Be a More Heart-Healthy Firefighter this Year Read More »
Firefighting is a demanding occupation. Considerable physical fitness and mental fortitude are required to perform an array of challenging tasks. The public belief is that firefighters, career or volunteer, inherently possess physical fitness attributes and mental resilience that allow them to perform their duties with energy and efficiency. Unfortunately, this perception doesn’t always match reality
Creating a Health & Wellness Program for Your Department Read More »
Firefighting is a stressful occupation. Working in unpredictable and hazardous environments takes a physical toll. Difficult calls, variable duty schedules, working in close proximity with others who may or may not be personally compatible – all of these things contribute to stress that, if not well managed, can lead to significant issues for both physical
10 Ways Firefighters Can Support Their Own Mental Health Read More »
Fire Districts of New York Mutual Insurance Co. Inc. (FDMNY), has maintained its AM Best “A-” rating in the Financial Strength and Long-Term Issuer Credit Rating categories for the third consecutive year. “AM Best has assigned a Financial Strength Rating of ‘A-’ (Excellent) and a Long-Term Issuer Credit Rating of ‘A-’ (Excellent) to FDMNY. The
Fire Districts Mutual of New York Maintains AM Best Rating for Third Consecutive Year Read More »
Fire Districts of New York Mutual Insurance Company, Inc. (FDMNY), has maintained its AM Best “A-” rating in the Financial Strength Rating and Issuer Credit Rating categories for a second consecutive year. “AM Best has assigned a Financial Strength Rating of ‘A-’ (Excellent) to FDMNY. The outlook assigned to these Credit Ratings (ratings) is stable,”
Fire Districts Mutual of New York earns AM Best Rating for second consecutive year Read More »
